Oh I’m sure my bank would let me have a longer PIN. And I have a good feeling I could opt to use something other than my SSN. And I probably should. But I’m not complaining about my bank, in fact I think they do a pretty good job (Bank of America).

“Can I log into your account and have it pop up your previous info and then say pay the water company $5,000? Bet you’d wish you had a better password then, aye?”

Yes, I dread the day I receive a phone call from an unlisted stranger and the voice on the other end of the line says in a hushed voice, “I know you paid $41.62 last month on your water bill.”

Perhaps you need to find a new bank.

Passwords are way too easy to obtain via key loggers and crap to have your SSN as part of it. If someone manages to hack your system, NOW they have the last 4 of your SSN – and yeah, that IS pretty useful. You are under estimating the dangers of data accumulation. That is, when I get 4 or 5 insignificant bits of information on you and put it together..and viola I have much more information than you want me to have.

And of course, how pissed off do you get when your information is lost or stolen? Everyone wants to log in easily AND they want their information super secure. Now, I’m not saying that’s not a bit overboard, but at least they are trying to secure your data.

You should be thanking them instead of making an uninformed rant at them. You should see some of the dumbass passwords people will try to use and then get pissed when someone cracks them.

And, gee, does that water company keep any of your previous payment information? Can I log into your account and have it pop up your previous info and then say pay the water company $5,000? Bet you’d wish you had a better password then, aye?